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What is needed to start
the process |
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We basically need the
completed Blue Cross health
insurance application
and the
first payment to Anthem
Blue Cross for at least
one month's worth of
health premium. If there are
medical records needed,
they will request them
directly from the
doctor. This completed
information can be
expedited by faxing
(888-758-2122) us a copy
of the app and check,
and then sending the
original in the mail:
Goodacre Insurance
Services
316 Mid Valley Center
#283
Carmel, Ca 93923
Blue Cross has an
online application
and credit card option
as well.
The online application
tends to process in half
the time so this is the
ideal route.
Usually, the online
application is a
seamless process but if
you have any issues,
please let us know or
consider the
downloadable
application. |
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How long does it take |
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There are two different
scenarios. If the
applicant is in good
health and there isn't
much Blue Cross wants
to check into, we
usually hear back in one
to two weeks. If the
volume of applications
is running high in
underwriting,
the time frame can be
longer. If the carrier
wants further
information on something
listed in the
application, they will
request medical records directly
from the doctor and this
can delay the processing
time. It usually adds
another 2-4 weeks
depending on how quickly
the doctor responds back
to the request. |
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Do I submit payment with
the application |
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The first month's
premium must be
submitted with the
application. This
can be done with a check
made out to Anthem Blue
Cross, via credit card,
or with a checking
account debit.
If the application is
not approved, this
initial payment will be
fully refunded.
There is no fee to apply
with Anthem Blue Cross
in California. |
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Is there a fee to apply |
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There is no fee to
apply. Only the initial
month's premium is
submitted with the
application.
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Is a physical required |
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A physical is generally not
required...only the
completed application
and first months
premium. Anthem
BLue Cross may request a
physical for someone who
has resided outside the
country with a local
doctor to establish
health status. |
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How can I expedite the
processing |
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Blue Cross has an
Online Application
which tends to process
very quickly.
Otherwise, you can fax
your completed
application and copy of
check (or credit card
section) to 888-758-2122
to start the process
immediately. You would
then mail the original
if paying by check. The
credit card option just
requires the faxed
copy. |
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Am I locked in for a
period of time |
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No. The policy can be
cancelled or renewed (by
payment) month to
month.
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How is payment handled |
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There are a few options
for payment. You
can find detailed
billing options
information
Billing - Blue Cross bi-monthly,
quarterly. You
will pay additional fee
of $2 for requesting a
paper billing
Credit Card Blue
Cross allows monthly,
bi-monthly, quarterly
credit card deduction
Checking account
auto-deduction
monthly deduction. |
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Can I change my plan
later |
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Downgrading is easy to
do within the same kind
of plan such as Share
500 to the Share 1500.
Upgrading is possible if
you are in good health
as it is subject to
underwriting.
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