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Senior SmartChoiceSM
SmartChoice Preferred
and SmartChoice PLUS
Medicare Supplement
High Deductible F Plans
Blue Cross now offers
even more affordable
choices for
supplementing your
Medicare coverage…the
Senior SmartChoice and
SmartChoice PLUS Plans.
SmartChoice is a
low plan premium, high
deductible F plan. It
offers the comprehensive
coverage of our most
popular Medicare
supplement plan, Senior
Classic F, after you
meet the annual plan
deductible.
With SmartChoice, you
have the freedom to use
the doctor of your
choice, including over
40,000 Prudent Buyer®
physicians and
specialists.
Once Medicare has paid
its portion and you pay
the annual plan
deductible, SmartChoice
provides coverage for
the following:
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Part A
Deductible
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Part B
Deductible (when
using a
Participating
Provider)
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Hospital Coinsurance
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365 Additional
Hospital Days (After
Medicare Benefits
End) |
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3 Pints of
Unreplaced Blood
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Part B Coinsurance
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Part B Excess
Charges |
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Skilled Nursing
Facility Coinsurance
(first 100 days)
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Foreign Travel
Emergency Coverage
(separate $250
deductible applies)
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SmartChoice Preferred
provides all the
benefits of the
SmartChoice Plan, plus
the following benefits
(not subject to the
annual plan
deductible):
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Physician office
visits with just a
copay when using
a Blue Cross
Participating
Prudent Buyer
Physician*
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Vision care
benefits, including
prescription
eyeglass lenses and
frames, through
Vision Service Plan
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Chiropractic
services for
Medicare approved
manual manipulation
of the spine to
correct subluxation
with an office
visit copay
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Coverage for
Medicare Part B
Deductible when
using a
Participating
Prudent Buyer
Physician
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SmartChoice PLUS
combines the benefits of
our SmartChoice plan
with additional coverage
for home health care,
home support services
and nursing facility
care. SmartChoice PLUS
is available to
qualified applicants age
65 to 75 who are
enrolled in both Parts A
and B of Medicare.
Plans that include a
deductible like
SmartChoice generally
offer a lower monthly
premium, and could save
you money.
Quote the link above to
determine what your
monthly premium will be,
and then contact
Blue
Cross of California or
your
Authorized Blue
Cross of California
Agent to enroll or to
request more information
about the SmartChoice
Plan.
These plans are intended
only for people age 65
or older, who are
enrolled in both Parts A
and B of Medicare.
*$5 copay applies to the
specific procedural
codes and charges for
the physician office
visit only. Services not
considered part of the
"office visit" include,
but are not limited to:
x-rays, laboratory work,
surgery and any other
medical services
performed in the
office.
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