Welcome to your center for understanding and shopping California group health benefits. Second only to salary or pay, health benefits are a critical way to attract and keep the best employees. Shopping for Group health benefits has never been an easy endeavor and that learning curve has only steepened since the ACA (Affordable Care Act) was passed.
Whether you are looking at offering new benefits to employees or reviewing whether your current benefits provide the best coverage to your employees at the best value to the employer, now is a good time to request our free analysis of your current options. Everything has changed.
Most small group health plans must to conform to the new ACA rules and regulations at renewal during 2014. We have seen rates change by up to 100% depending on the group.
A less known benefit of group health insurance is that they have access to the full networks which is sizably larger than the new Covered Ca or individual family networks of doctors and hospitals. This is a huge deal!
It's become more difficult (not less) to compare the plans and rates available.
We recommend this approach:
With this information, we can quickly benefits and rates across all the major carriers to find options that fit your budget.
Here's where you can actually appear to be a
much larger company (which you'll someday be,
right?)
The Smart Way to offer Group benefits
Once we've established your monthly budget, we can create custom worksheets and benefit summaries for each employee with multiple plan options. The worksheets will show the employee's cost after the employer's contribution (based on monthly budget).
This means you can offer HMO's, PPO's, HSA's, etc with all range of benefits AND YET still cap the employer's exposure to the monthly budget
It's the Best of Both Worlds
Everyone wins!
95% of our groups take this approach (been
around for over a decade) and if you haven't
done so, it's a great way to empower your
employees.
If you have employees that are upset with their health plan, this is THE WAY to make them happy. In the end, people just want a say in their benefits.
They'll usually downgrade a bit on their own accord to reduce their share of the monthly premium but it's THEIR decision to do so. Everyone wins.
Send us the Dates of birth, zip codes, and
monthly budget. We'll get started and there's no
cost for our services.
Enrolling California Group Health Benefits
Once we have decided on the right plan mix for the group, we will help you through the entire process of enrolling the group.
This includes:
We are full service and there is NO cost for our services. With our experience at the carriers, we can make the enrollment process so much easier.
Call us and tell us how we can help.
Group benefit article archive
Of course, we are
happy to walk through any questions at
help@calhealth.net
or at 866-696-8636
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!