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PPO plans typically break down into three main categories: 

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Office Visit,
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3) most Other Covered Services
                                
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[09.27.2006]
Tax favored, low cost health insurance
Health Savings Account offer a new alternative for health insurance. More

 

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14 years of experience with Health Net of California health insurance since 1994

 

         
Authorized Agents See Legal/Licensing for Carrier information

California Insurance Network
Purchasing Health Net of California health insurance presents many options. The strongest carriers in California are Blue Cross of California, Blue Shield of California, Health Net and Pacificare. 

The first four offer many different options with PPO's, HMO's, EPO's and HSA's.  It's important to understand how these different insurance plans compare in terms of coverage and cost.  You can find a comprehensive explanation of these Health Net health insurance options and other at health insurance 101                                                                                   read more

There are three main categories of coverage in California offered by Health Net of California:  Individual and Family coverage;  Small Business with 2-50 employees; and Medicare supplements for individuals with Medicare.  Each is different in plan options, qualifying, and enrollment.  We would be happy to walk through your situation since there are pro's and con's to each type of California health insurance option. 

AT THIS ONE WEBSITE, you can access Health Net of California benefits, rates, and even apply online for all these major carriers.  We are independent brokers for these carriers and the rates and benefits quoted at this site are best available.  It is very important to compare the best options from each carrier to find the right choice for you as each carrier's health insurance plans will be different in pricing and benefit. 
 
About Health Net of California

One of the largest provider networks in the state

Health Net is one of the largest health plans in California. We have an extensive network of more than 50,000 physicians, and 4,600 pharmacies - all working together to serve more than 2.3 million members. You can use our Doctor Search feature to see if your doctor or physician group is listed in Health Net's statewide care network.

NCQA accreditation
The National Committee for Quality Assurance (NCQA) has awarded its highest accreditation status of "Excellent" to Health Net's commercial and Medicare lines of business. Excellent accreditation status is awarded for service and clinical quality that meet or exceed NCQA's rigorous requirements for consumer protection and quality improvement. HEDIS®* results are in the highest range of national performance. The NCQA is an independent, not-for-profit organization that evaluates health plans' quality.

Extra advantages
Depending on the Health Net plan you join, you could take advantage of a wide array of programs and services designed to help keep you well. Here's just a select sampling:

  • WellRewards**
    This program offers discounts of 10% to 60% on many products and services designed for your good health, including eye exams, eyewear and contact lenses, fitness club memberships, Jenny Craig® and Weight Watchers® programs. Also, save 30% on ongoing massage therapy, chiropractic and acupuncture with participating providers.
History of quality care
Health Net, Inc. is one of the nation's largest publicly traded managed health care companies. Its mission is to help people be healthy, secure and comfortable. The company's HMO, POS, insured PPO and government contracts subsidiaries provide health benefits to approximately 6.4 million individuals in 27 states and the District of Columbia through group, individual, Medicare, Medicaid and TRICARE programs. Health Net's behavioral health services subsidiary, MHN, provides behavioral health, substance abuse and employee assistance programs (EAPs) to approximately 7.4 million individuals in various states, including the company's own health plan members. The company's subsidiaries also offer managed health care products related to prescription drugs, and offer managed health care product coordination for multi-region employers and administrative services for medical groups and self-funded benefits programs.

 

* HEDIS is a registered trademark of the National Committee for Quality Assurance. **The WellRewards program offers discounts on health products and reduced-fee health services. It is not part of Health Net members' benefit programs and is not intended to take the place of any covered benefits and is offered to the members in addition to, rather than instead of, covered benefits.