Dennis Jarvis, licensed California health insurance agent
★★★★★ 5.0 Google Reviews · 5,000+ on YouTube
Talk to Dennis
Your licensed California Medicare agent since 1999. Free help, no pressure.
California Medicare · 2027 Plan Year

Aetna is dropping its Medicare Advantage PPO plans. Here's your move.

✓ Reviewed October 2026 for the 2027 plan year

Aetna ... and a few other carriers ... are pulling PPO Advantage plans for 2027. If you're losing a PPO, you have a protected window and some genuinely good alternatives. We'll help you choose, at no cost.

Licensed CA agent since 1999 · No cost · We never cold-call you

What's happening

Aetna is discontinuing certain Medicare Advantage PPO plans for 2027, part of a broader wave of carrier exits and plan changes this year. If your plan is going away, this isn't a time to auto-renew into whatever replaces it ... it's a chance to choose on purpose.

Because you're losing the plan involuntarily, Medicare gives you extra rights and a wider set of options than a normal year.

Why losing a PPO actually matters

A PPO gave you real flexibility, and it's worth keeping if you used it. The things people value most about a PPO:

👤

No referrals

See specialists directly, without a primary-care gatekeeper sending you first.

🏥

Out-of-network option

You can still see providers outside the network (at a higher share) instead of being locked in ... useful for a specific doctor or a second opinion.

✈️

Travel & specialists

Better for snowbirds, frequent travelers, or anyone who wants doctors a narrower network doesn't have.

Keep in mind a PPO's flexibility comes with a higher maximum out-of-pocket than a more restricted plan, and some PPOs are “local” rather than nationwide. We check the real reach and the star rating before recommending one. More on how Medicare Advantage PPO plans work →

The like-for-like replacement we like: a 4-star Humana PPO

If you want to stay with a PPO and keep the out-of-network freedom and no-referral access you're used to, there's a highly-rated 4-star Humana PPO we like and can quote where it's available. It's the closest match to what you're losing, and that star rating reflects what members actually experience.

We'll confirm it's offered in your ZIP and check that your doctors and prescriptions are covered before recommending anything.

This is the rare moment to compare Medigap

Because your plan is being discontinued, you may qualify for guaranteed-issue rights ... the ability to buy certain Medigap (Supplement) plans without medical underwriting, even with health conditions.

🔑 This is the best chance you'll get to move to Original Medicare + Medigap without health questions, and it closes quickly. Before you decide, see exactly how Advantage and Medigap handle a big medical bill: Medicare Advantage vs. Medigap for big expenses →

We'll match it to your doctors and drugs

The right replacement comes down to whether your providers are in-network and your prescriptions are covered at the best total cost. Tell us your current plan and your doctors below and we'll check the real networks ... not a brochure.

Prefer to watch?

A few minutes with Dennis on this topic.

See your Aetna PPO alternatives

A few basics and we'll pull your real options, including whether that Humana PPO or a Medigap move fits you best.

Medications & dosages
Optional, but it makes your quote accurate ... this is how we check real drug coverage and cost.
Doctors & hospitals you want to keep
Optional. We'll check which plans keep your providers in-network.
Prefer to talk first? Book a free call · 800-320-6269 · Live chat

Common questions

▸ Why is Aetna dropping its PPO plans?
Carriers adjust or exit Medicare Advantage markets each year based on costs and strategy. For 2027, Aetna is discontinuing certain PPO Advantage plans in California. We'll confirm exactly which plan you have and what's replacing it.
▸ Is there another PPO I can move to?
Yes ... where it's available, there's a highly-rated 4-star Humana PPO that closely matches what you're losing: out-of-network flexibility and no referrals. We'll confirm it's offered in your ZIP and fits your doctors and drugs.
▸ Can I move to Medigap without health questions?
Often yes. Losing your plan involuntarily can trigger guaranteed-issue rights, letting you buy certain Medigap plans without underwriting for a limited time. It's one of the most valuable things to check right now.
▸ Does your help cost anything?
No. We're licensed California Medicare agents and our help is free ... your plan costs the same whether you use us or go direct.

Related help & next steps

Dennis Jarvis, licensed California health insurance agent

Let's find your best replacement

A quick, free review with a licensed California Medicare agent ... we'll weigh the 4-star Humana PPO, other Advantage options, and the Medigap path for your situation.

Book your free review →