Welcome to the new world of California health
insurance for Individuals and Families....and
what a new world it is! The
roll out of the ACA (Affordable Care Act) has
completely transformed how we shop for a health
Below, we'll give you Quick Points to make sure you don't go into the process blindly. We'll also provide valuable guidance on how to apply for coverage and understand the options. It might be the best 5 minutes you can spend if you suddenly find yourself in the market for private health coverage. Let's start the quick points to keep in mind...any one of these might ave you $1000's of dollars and hours of headaches.
Don't go it alone! This isn't some type of self-promotion. Of the 100's of Californians that we helped enroll in the first Covered California Open Enrollment, many had started on their own and a vast majority of them had serious issues and incorrect information in the system which would keep them from receiving a tax subsidy or even coverage itself!
There's absolutely no cost and you'll be very happy to have a 3rd party advocate in the new marketplace. This definitely includes Covered California.
The first question is whether you qualify for a tax credit to help pay for your premium or Medi-cal based on income. This is similar to completing a tax form! Seriously. This was a source of most of the errors we came across when people tried to enroll themselves. We can help you determine your best estimate for income and for the right number of people. Everyone's financial and family situation is different so there's no easy blueprint. Ultimately, in 5 minutes on the phone, we can quickly determine the most tax credit that you're eligible for. Call us at 800-320-6269. You'll see there's no pressure. If we can help you...great.
The plan benefits are standardized now at 4 basic levels but that doesn't make it any easier to choose a plan that best fits your needs. Health insurance has never been easy and now there's a tax consideration mixed in. Insult to injury.
The networks (doctors and hospitals you're allowed to see) are more important than ever! This has been the biggest concern from enrolled members across all the carriers. The new networks are much smaller and that will probably improve slightly but not much. We can provide guidance based on your area.
We focus on California health insurance so we know the networks unlike large nationwide online insurance sites. That's never been more important than now.
We can call over to Covered Ca to check status, fix problems, and track down exactly what happened.
The payment and membership process with a chosen carrier has been "interesting". We have dedicated reps at the big carriers so we can help you avoid hours on the phone tracking down what happened to that payment.
This brings us to the application and enrollment process!
Qualifying used to be tough. Roughly 20% of applicants were declined due to health and the health history sections of applications were byzantine at best. After a rough start with 24 pages (yes 24) Covered Ca paper applications, we found the easiest and fastest path for applying to Covered Ca.
That's right. 10 minutes on the phone and you're in the system. It's never been easier. Here's the process formed after days of tinkering with a very difficult and moody computer system (Calheers).
That's it! Covered Ca will send you a letter with confirmation and occasionally a request for supporting information generally in 5-7 business days. The carrier will then send the first month's invoice 5-7 business days after that. For some carriers, we may be able to process payment for the first month's premium right with the application.
We have added countless articles on specific
topics for you to research on your own (that's
how we like to shop for things!). This is
provided to help educate and empower you in this
new market. Again, there's always a friendly
voice just a call away to walk through any
questions you have. You'll be pleasantly
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!
YOU MAY STILL BE
ABLE TO ENROLL
In just 15 minutes:
With Existing Account
We can help you:
If Your Income
Is In This Range
Current Years Estimate; All those that file together on one 1040:
|Single Person:||$16k - $47k|
|2 People||$22k - $64k|
|3 People||$27k - $80k|
|4 People||$33k - $97k|
"My sincere thanks for making a miracle happen- 2014 health insurance !! Many thanks for your expertise and advice yesterday !!"
"Thanks again for your help - I had absolutely no idea how to get this done when I got up this morning. You've made it remarkably easier than I expected. I hope you're not stuck at the office all night..."
"Anyway, I hope you got some time off this past week! Thank you again for your help and efforts on my behalf! I was very lucky to find you."
"I thank you very much for the time that you have invested in handling everything
"I truly appreciate the quick response and will think of you in the future if I need to make any changes to my insurance plans."
"You are awesome... takes a huge worry off my back, thank you for your kind. thanks for your time and kindness. !!"
"Wow, I can't thank you guys enough for your help...I couldn't imagine trying to tackle this on my own!"
"You are my new best friend. A HUGE thank you again.
20 years of experience in the California health insurance market has taught us one thing...Competent and experienced guidance is Invaluable
We can quickly (very important) size up your health insurance needs and clearly explain the options available to you. Our focus is finding the most coverage at the best cost to you.
We are licensed Covered Ca agents with in-depth knowledge of their plans, process, and tax credits.
Call us...you will be Pleasantly Surprised. 800-320-6269
We'll quickly see if you have the best priced plan available and if you qualify for a tax credit800-320-6269
This website is owned and operated by Goodacre Insurance Services, which is solely responsible for its content. This site is not maintained by or associated with Covered California, and Covered California bears no responsibility for its content. The email address and phone numbers that appear throughout the site belong to Goodacre Insurance Services, and cannot be used to contact Covered California.