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Health sharing is NOT health insurance.
Why the Religious Language? California banned
short term health plans. The only option we have that can start mid-month (as
early as midnight following enrollment) is a health sharing plan. These were
created as an exemption to the ACA (Affordable Care Act) on a
religious basis.
This is the only way they're able to exist outside of ACA plans. OneShare is the
most flexible in terms of requirements.