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Moving to California and Enrolling in Covered California

What Is Covered California? Watch BEFORE You Enroll! 2027 - Watch on YouTube

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What if you are moving to California and need health insurance?

Good news.

Moving to the State and even within the State if it affects available options (which it most likely will) is a qualified trigger for the so-call Special Enrollment Period. This means you can enroll outside of Open Enrollment.

So what do you need to in order to take advantage of this?

First some basic rules:

  1. The move needs to occur within 60 days from when we enroll
  2. The effective date is governed by when you enroll in the month (unless you lost prior coverage as well in last 60 days)
  3. You generally do not need documentation but do need a California residence
  4. You may be eligible for tax credits (below)

So how do you quote, compare the options, and enroll?

Run your free quote here:

Free Covered California Quote
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Now for the good news with Covered California (our State version of the Federal Exchange under the ACA Health Care law).

Imagine quality healthcare partially paid by Covered California. Why?

  • large tax credits are available based on income
  • richer benefits can be available based on income
  • it's the law and you want to avoid a large penalty
  • you can get quickly compare, qualify, and enroll in 10 minutes

The real question is why not. Call 800-320-6269 or just email help@calhealth.net Today!

We specialize in every aspect of the process

  1. Help you find the best priced plan based on your needs and budget
  2. Make sure you get the maximum tax credit available to you
  3. Enroll you immediately over the phone - saving you potentially hours of frustration

Just a few of our advantages:

  1. As Certified Covered Ca Agents, our service is completely free to you
  2. We have a combined 30 years of California health insurance experience
  3. We understand the ACA law, the carriers, the plans, and most importantly, the Tax Credit!

Just check out our Google Reviews!

Call 800-320-6269 to Enroll Today in 10 Minutes

You May Still Be Able to Enroll!


California health insurance rates

There are many qualifying triggers that allow people to enroll outside of the Open Enrollment Window. Call us and we will go through situation and find the best outcome.

Our simplified online application is here.

We Can Do The Work For You (at no cost to you)


Please email us the following and we'll send back your expected subsidy and best plan value.

  1. # of members in household (enrolling or not; all file taxes together)
  2. best estimate for this year's household income (AGI on the 1040)
  3. zip code and dates of birth


Please let us know if we can help in any way. Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!

Frequently Asked Questions
▸ Does moving to California qualify me for a Special Enrollment Period for health insurance?
Yes, moving to California generally triggers a Special Enrollment Period (SEP), which allows you to enroll in a Covered California plan outside of the standard Open Enrollment window. Moving within California may also qualify if it affects your available plan options, which it typically does.
▸ How does Covered California help lower my health insurance costs?
Covered California offers income-based subsidies that can reduce your monthly premiums, depending on your household income and family size under current rules. To see what financial help you may qualify for, getting a current quote is the best starting point: get a Covered California quote.
▸ Is there a cost to use a Covered California agent to enroll?
No - working with a licensed Covered California agent is free to you as the consumer. You pay the same premium as if you enrolled directly, and a licensed agent can help you compare plans and navigate the process.
▸ Can I add dental and vision coverage through Covered California?
Yes, Covered California allows you to add stand-alone dental plans for adults and children alongside your health coverage. Learn more about your options at adding dental and vision to Covered California.
▸ What if I missed the enrollment window after moving to California?
You may still be able to enroll if your qualifying life event (such as your move date) occurred recently, since Special Enrollment Periods are typically time-limited. Speaking with a licensed agent promptly after your move can help you determine if you're still eligible to enroll.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
Free Covered California Quote
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Serving California since 1994 · 600,000+ quotes · Zero cost for our help