California health
insurance
Application
California Health Application Center
You can either download your California carriers application or initiate their
online application below for major carriers including Blue Shield of California,
Anthem Blue Cross of California, Health Net, Kaiser, and Aetna. The online
application is processed over a secured server directly with the carrier and
processes much more quickly.
Individual Family Applications for
California:
Access Online or Downloadable Application for California Individual Plans
There
is no fee to apply...these are the
best health rates
available anywhere
Set
up easy monthly checking account pull or standard billing
Processing
generally takes 10-14 days from when online app is submitted so
start now
The
earliest available effective date is 15 days from online
application submittal
The
online app generally processes in half the time as the hard copy
Credit
card will not be hit until approval and you then have 10 days to
cancel for a full refund
If downloadable
application is used, information can be faxed securely to
888/758.2122;
emailed to
IFP Enrollment; or mailed to:
IFP Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Small Group Applications for
California:
Download Small Group Applications
The following
documents can be emailed, faxed, or mailed to us::
Employer
Application
Employee
Application for each eligible employee, owner, or officer.
Sole
Proprietor/Owner/Officer Statement for those not listed on DE6
Most
recent Quarterly Payroll report to State
Company
documentation as listed on Sole Proprietor/Owner/Officer
Statement
Check
for 1st month's premium made to the carrier
This information can be faxed to
888/758.2122;
emailed to
Group Enrollment; or mailed to:
Group Enrollment
316 Mid Valley Center #283 & Carmel, Ca 93923
Senior Medicare
Supplement Applications California:
Download Senior Medicare Supplement Application
Please
submit prior to the 1st of the month you wish coverage to start
Part
A and B must be already established by requested effective date
Payment
is may not be required with the application
This information can
be faxed to
888/758.2122;
emailed to
Senior Enrollment; or mailed to:
Senior Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Please let us know if we can
help with any questions at 800-320-6269 or by
email
Questions on
Individual Family Health Plan
Enrollment
1.
How do I start the process
2.
How long to get a decision back
3.
Why is payment submitted up front
4.
Is there an application fee
5.
Is a physical required
6.
How can I speed up the process
7.
Is there a long term contract
8.
What are the options for payment
9.
What if I want to change my plan later
10.
Why go with
Calhealth.net
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How do I start the process
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We just need the completed health insurance
application for your plan of choice.
The online applications process much more
quickly and it can all be completed online.
The first month's premium is required to
process the application but you have a
10 day free look window to cancel for a full
refund. Physicals and request for
medical records are very rare these days.
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How long to get a decision back
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Due to our volume of applications with the
major carriers, we have
expedited
processing. After the online
application is submitted (including payment
information), the carrier will usually
contact the applicant directly for a phone
interview in 3-5 business days. From
that point, we usually get a decision in 3-5
business days. All told, most
applications process in about two weeks.
You can find more underwriting info
here.
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Why is payment submitted up front
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The first month's premium must be submitted
with the application. This can be done
with a check made out to the carrier or via
credit card If the
application is not approved, this initial
payment will be fully refunded.
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Is there an application fee
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There
is no fee to apply. Only the
initial
month's premium is submitted with the
application.
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Is
a physical required
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A
physical is not required...only the
completed application and first months
premium.
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How
can I speed up the process
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The fastest approach is to complete the
online application available here which tends to process very
quickly. Otherwise, you can fax or
email your
completed application and copy of check (or
credit card section) to 888-758-2122 to
start the process immediately. You
would then mail the original if paying by
check. The credit card option just
requires the faxed copy.
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Do I have a long term contract
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No.
The policy can be cancelled or renewed (by
payment) month to month.
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What are the options for payment
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There
are a few options for payment with either
carrier.
Billing - Shield monthly, quarterly
Blue Cross bi-monthly, quarterly
Checking account auto-deduction
monthly deduction.
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What if I want to change my plan later
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Downgrading
is easy to do within the same kind of plan.
Upgrading is possible if you are in good
health as it is
subject to underwriting.
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Why
should I go with Goodacre Insurance Services
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We concentrate on health insurance for
California
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