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California health insurance - Comparing Covered Ca Plans - 2016 Covered Ca Early Pre-Enrollment

Pre-Enroll for Open Enrollment and Avoid the Wait!

Get Updated Guide to Open Enrollment Including Changes, Rates, Benefits, and a Plan of Attack HERE

California exchange agent

Covered California Open Enrollment is coming and not a minute too soon.

We're getting calls now for people who want to enroll now.

There are many reasons:

  1. Check "Get health insurance" off the list
  2. Lock in the maximum tax credit available
  3. Avoid the rush (think of last minute Holiday shopping!)
  4. Avoid the systems issues during peak season

All good reasons.

The best reason is this:

Enrollment over the phone takes 5 minutes. Call 800-320-6269

We can help you get the most tax credit available to you!

After enrolling 1000's of Californians in Covered Ca, we can handle any situation.

Losing job health insurance? No problem

Recently divorced and filing individually

Claiming kids for next year?

Changes in income now or next year?

Again, we've seen it all and I mean ALL.

50% of people that self-enroll use incorrect information and pay dearly for it.

Under-estimate and you have to pay back tax credit at tax time

Over-estimate and you don't get the full tax credit (and richer plans)

Avoid these. call us at 800-320-6269 Today.


How Early Enrollment Works

California student health insurance

We take the full application right now. 5 Minutes is average.

When the system is ready for input (Nov 1st), we load the info directly into Covered Ca.

There's no cost for this service!

You'll get the first enrollments.

The first confirmations.

You'll be in membership with the carriers first.

All important things to make sure your coverage is ready Jan 1st, 2016.

Again, there's no cost for this service.

As we get into the actual Open Enrollment, Covered Ca's system can slow down and occasionally go off line.

The carriers also get impacted and can have issues as well.

Avoid all of this by pre-enrolling today! Call 800-320-6269


What to have ready for Pre-Enrollment

A few item will speed the process significantly.

  1. Your best estimate for 2016 gross income (roughly line 37 on a 1040)
  2. # of people in your household (all members that file together on a 1040 tax form)
  3. Expected family changes (births, divorce, marriage, etc) for 2016

California health insurance ratesThat's it. # 1 can be really tricky.

We're pro's so call us at 800-320-6269 and we can make sure you're getting everything you are eligible for.

As Certified Covered Ca Agents, our Service is Free!


What to expect from the Early Enrollment Process

Save Time. Save Money. Get Back to Life

Enroll today over the phone at 800-320-6269.

  1. We can quickly size up your income estimate and household size (est 5-10 min)
  2. We can quickly enroll you right over the phone (est 5 minutes)
  3. We'll touch base around Nov 1st to confirm income estimate

You're enrolled!

  1. You will receive an emailed confirmation of enrollment Nov 1st or shortly after
  2. You will receive a mailed Covered Ca confirmation 1 week after email
  3. You will receive your first invoice (tax credit already taken out) 1 week after Covered Ca letter.

Payment is NOT required today to enroll.

California family health insuranceYou will have 30 days from when you receive the invoice from the carrier (likely Nov 15-30) for pre-enrollees to pay 1st month's premium.

So what are you waiting for!

  1. You need health insurance...it's the law
  2. You don't want to pay the 2.5% of income penalty for not having health insurance.
  3. You don't want to be stuck in the fray when the system is impacted
  4. You get the same 1/1 effective date
  5. You get the maximum tax credit and lowest rates available
  6. You don't spend the average 1 hour self-enrolling. 5 minutes is average with us!
  7. Our service is free!

Responses from people we have helped with the process:

"Wow, I can't thank you guys enough for your help...I couldn't imagine trying to tackle this on my own!"
"You are my new best friend. A HUGE thank you again."

Let us make the process painless. Call 800-320-6269 and pre-enroll today.

Related Pages:

https://www.calhealth.net/Comparing-Covered-California-Plans.htm

As Certified Covered Ca agents, there's no cost for this service.

Related Pages: 10 Invaluable Tips to Successfully Comparing Covered Ca Plans

Frequently Asked Questions
▸ What is Covered California early pre-enrollment?
Early pre-enrollment lets you get a head start on Open Enrollment by gathering your information, comparing plans, and working with a licensed agent before the enrollment window officially opens. This can help you avoid delays and get coverage in place as soon as enrollment begins. A licensed agent can walk you through the process at no cost to you.
▸ When does Covered California Open Enrollment typically take place?
Covered California Open Enrollment generally occurs in the fall each year, with coverage starting January 1st. Enrollment dates can shift slightly from year to year, so it's best to confirm current deadlines with a licensed agent or by requesting a current Covered California quote.
▸ What information do I need to enroll in Covered California?
You'll typically need Social Security numbers for all household members applying, proof of income (such as pay stubs or tax returns), and immigration or citizenship documents if applicable. Having these ready before enrollment opens can help speed up the process significantly.
▸ Does using a Covered California agent cost extra?
No - working with a licensed Covered California agent is free to you as the consumer. You pay the same premium as going directly to Covered California or the carrier, and a licensed agent can help you compare plans and avoid costly mistakes.
▸ How do I pay my first Covered California premium?
Your first premium payment goes directly to the insurance carrier - not to Covered California - and coverage typically doesn't begin until that first payment is made. See our guide on how to pay your Covered California premium for step-by-step details.
The answers above are general information about California health insurance and may change as rates, plans, and rules are updated each year. They are not a substitute for personalized advice. For current, personalized guidance, please contact us, email help@calhealth.net, or call 800-320-6269. Serving California since 1994.
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