People moving to California from another State have always been a frustrating situation for us especially if they had health issues. Health insurance was medically underwritten and a change of residency typically requires that the person moving must find health insurance in the new State. There are also situations where an out of State carrier doesn't offer a provider network in California. Either way, we have good news for people moving to California as long as they don't delay too long before enrolling. Let's look at what the new Californian can expect in terms of health insurance.
When you officially move to California and have a California address (establish residency), you can and should check out available health insurance options. Moving to California as a permanent resident is a Special Enrollment Period which allows you to enroll in a plan outside of the annual open enrollment which occurs from November 15th through December 7th of each year (initial window runs from October 1st, 2013 through March 31st, 2014). Taking advantage of the SEP window is very important since you will most likely not be able to enroll outside of the SEP until the Open Enrollment. You may also face a penalty for not purchasing California health insurance during this period.
This is very important...If you do not enroll during your SEP triggered by moving to the State, you may not be able to secure Individual and Family California health insurance until November 15th.
Each State's health plan options and rates are different and even more important is that the networks in California will be a very big part of any decision (exclusive hospital contracts, reduced doctor networks, etc). It's hard enough for long term California residents (not to mention agents) to understand all the changes so please contact us and we'll walk you through the process of securing the best California coverage...our service is of no cost to you. Oh....and welcome to California!
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20 years of experience in the California health insurance market has taught us one thing...Competent and experienced guidance is Invaluable
We can quickly (very important) size up your health insurance needs and clearly explain the options available to you. Our focus is finding the most coverage at the best cost to you.
We are licensed Covered Ca agents with in-depth knowledge of their plans, process, and tax credits.
Call us...you will be Pleasantly Surprised. 800-320-6269
We'll quickly see if you have the best priced plan available and if you qualify for a tax credit800-320-6269
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