Individual & Family
Group health
Medicare Supplement


Free Assistance 800-320-6269

California health insurance  -  Application

California Health Application Center

IMPORTANT UPDATE:  You can enroll for Covered California by phone in 5 minutes.  This generally saves 40-50 minutes.  Call 800-320-6269 for this free service.  We're Certified Covered Ca agents.


You can either download your California carriers application or initiate their online application below for major carriers including Blue Shield of California, Anthem Blue Cross of California, Health Net, Kaiser, and Aetna.

The online application is processed over a secured server directly with the carrier and processes much more quickly. 

Individual Family Applications for California:

Access Online or Downloadable Application for California Individual Plans

  1. There is no fee to apply...these are the best health rates available anywhere
  2. Set up easy monthly checking account pull or standard billing
  3. Processing generally takes 10-14 days from when online app is submitted so start now
  4. The earliest available effective date is 15 days from online application submittal
  5. The online app generally processes in half the time as the hard copy


If downloadable application is used, information can be faxed securely to 888/758.2122; emailed to IFP Enrollment; or mailed to:

IFP Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923

Small Group Applications for California:

Download Small Group Applications

The following documents can be emailed, faxed, or mailed to us:
Employer Application
Employee Application for each eligible employee, owner, or officer.
Sole Proprietor/Owner/Officer Statement for those not listed on DE6
Most recent Quarterly Payroll report to State
Company documentation as listed on Sole Proprietor/Owner/Officer Statement
Check for 1st month's premium made to the carrier

This information can be faxed to 888/758.2122; emailed to Group Enrollment; or mailed to:

Group Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923

Senior Medicare Supplement Applications California:

Download Senior Medicare Supplement Application
Please submit prior to the 1st of the month you wish coverage to start
Part A and B must be already established by requested effective date
Payment is may not be required with the application

This information can be faxed to 888/758.2122; emailed to Senior Enrollment; or mailed to:

Senior Enrollment
316 Mid Valley Center #283
Carmel, Ca 93923
Please let us know if we can help with any questions at 800-320-6269 or by email

Questions on Individual Family Health Plan Enrollment

1. How do I start the process
2. How long to get a decision back
3. Why is payment submitted up front
4. Is there an application fee
5. Is a physical required
6. How can I speed up the process
7. Is there a long term contract
8. What are the options for payment
9. What if I want to change my plan later
10. Why go with


How do I start the process

We just need the completed health insurance application for your plan of choice. The online applications process much more quickly and it can all be completed online. The first month's premium is required to process the application but you have a 10 day free look window to cancel for a full refund. Physicals and request for medical records are very rare these days.

How long to get a decision back

Due to our volume of applications with the major carriers, we have expedited processing. After the online application is submitted (including payment information), the carrier will usually contact the applicant directly for a phone interview in 3-5 business days. From that point, we usually get a decision in 3-5 business days. All told, most applications process in about two weeks. You can find more underwriting info here. 

Why is payment submitted up front

The first month's premium must be submitted with the application. This can be done with a check made out to the carrier or via credit card If the application is not approved, this initial payment will be fully refunded.

Is there an application fee

There is no fee to apply for ACA compliant plans including Covered Ca. Only the initial month's premium is submitted with the application.

Is a physical required

A physical is not required...only the completed application and first months premium.

How can I speed up the process

The fastest approach is to enroll by phone.  This generally takes 5 minutes and we can make sure you're getting the full tax credit available. 

Do I have a long term contract

No. The policy can be cancelled or renewed (by payment) month to month.        

What are the options for payment

There are a few options for payment with either carrier.
Billing - Shield monthly, quarterly Blue Cross bi-monthly, quarterly
Checking account auto-deduction monthly deduction.

What if I want to change my plan later

We can change plans during Open Enrollment at the end of each year or for Special Enrollment periods.  We can help with this process.

Why should I go with Goodacre Insurance Services

We concentrate on health insurance for California with 20+ years experience, no DOI complaints, and expert knowledge of the new marketplace.

Call us at 800-320-6269 with any questions.  Our services are free to you as licensed health agents.

Access the California health insurance application online

Covered Ca tax credit
Call 800-320-6269
Our Services are FREE to You!

Call to Enroll over the Phone in 15 Minutes

enroll in Covered Ca Exchange coverage

Call 800-320-6269

Anthem Blue Cross California
Blue Shield of California under Covered California
Kaiser of California
Health Net of California
and more
Thousands of Californians
Hundreds of California Companies
Thousands of Californians
Hundreds of California Companies

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Find out what customers are saying about our services

20 years of experience in the California health insurance market has taught us one thing...Competent and experienced guidance is Invaluable

We can quickly (very important) size up your health insurance needs and clearly explain the options available to you. Our focus is finding the most coverage at the best cost to you.

We are licensed Covered Ca agents with in-depth knowledge of their plans, process, and tax credits.

Call will be Pleasantly Surprised.  800-320-6269

Request a 10 Minute Health Plan Check-up

We'll quickly see if you have the best priced plan available and if you qualify for a tax credit

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This website is owned and operated by Goodacre Insurance Services, which is solely responsible for its content. This site is not maintained by or associated with Covered California, and Covered California bears no responsibility for its content. The email address and phone numbers that appear throughout the site belong to Goodacre Insurance Services, and cannot be used to contact Covered California.