EmployeeElect Portfolio: The standard group participation requirement in the employer's Blue Cross Small Group Health Plan is a minimum of 75% of the eligible employees. BeneFits Portfolio: A minimum of 60% of the eligible employees are required to enroll in the employer's Blue Cross Small Group plan.
Required Group Size
Employers must contribute either: Traditional Option – A minimum of 50% of the employee's monthly health premium or Fixed Dollar Option – Any fixed dollar amount $100 or greater (in $5 increments) per employee per month for employee's health premium or Percentage & Plan Option – A minimum of 50% toward a specific plan, chosen by the employer. It is NOT available for the Basic PPO Plan.
Kaiser Split Carrier Participation
75% of eligibles must enroll with Blue Cross. Waivers required for Kaiser enrollees but will count as eligibles towards participation requirements. As long as 75% participation is met, group may choose any or all EmployeeElect plans. If selecting “EmployeeChoice”, waivers for Kaiser enrollees are considered valid waivers & don't count towards participation requirements. Minimum of 5 must enroll. (Applies only to EmployeeChoice program.) For BeneFits program, 60% participation required.
Participation with Carriers Other Than Kaiser
Only allowed with EmployeeChoice product. Requires 75% participation with minimum of 5 enrolled.
No maximum. 10% premium load for CAL-COBRA
employees. Groups may charge a 2% administration
fee for Federal COBRA.
Out of Area/State Maximum
Not Available for medical. Composite Life program is available.
Affidavit or equivalent document required for opposite sex domestic partners under 62 years of age.
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!
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In just 15 minutes:
With Existing Account
We can help you:
If Your Income
Is In This Range
Current Years Estimate; All those that file together on one 1040:
|Single Person:||$16k - $47k|
|2 People||$22k - $64k|
|3 People||$27k - $80k|
|4 People||$33k - $97k|
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