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COMPARE MAJOR CALIFORNIA
HEALTH INSURANCE CARRIERS

 
Calhealth.net is a leading resource
in California for small businesses, individuals & families, and seniors with Medicare to learn about, compare and buy California health insurance.

Get informed.  Get empowered.

 

 

 
NEW HEALTH TOPIC 

Quickly understand how a California health insurance plan handles pre-existing conditions, waiting periods, and exclusions for prior issues.            pre-existing

 
 
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    FIND HEALTH INSURANCE
    INFORMATION FOR YOUR SITUATION
   
      Health Insurance 101
      Health Savings Accounts
      Cobra Options
      Qualifying for Coverage
      Medicare Supplements
      Small Business Options
      Catastrophic Coverage

                            


CURRENT IND/FAMILY PLANSCAPE
 A great place to start for Individual California health plans (under age 65)
Current (12/20/2011) California Individual health insurance Planscape.
Narrow down all the options to the few that actually make any sense. 
 
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INDIVIDUAL FAMILY HEALTH
  
 

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   LATEST
    HEALTH NEWS    
[1.12.2012] 
 July 2012 Maternity Bill changes keep coming to California health insurance

[1.24.2012]
 Health Reform Most visible impacts for the California consumer
                 recent insurance news

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  13 years of experience in California health insurance since 1994

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Authorized Agents See Legal/Licensing for Carrier information


Purchasing California health insurance presents many options. Strong carriers are Anthem Blue Cross, Blue Shield of California, Health Net and Pacificare. 

These four offer many different options with PPO's, HMO's, EPO's and HSA's.  It's important to understand how these different insurance plans compare in terms of coverage and cost.  You can find a comprehensive explanation of these health insurance options and other at health insurance 101. 

                                                                 

VALUABLE
HEALTH GUIDANCE

  How to use your health plan Tips to get the most out of your plan new!
  Hospital plans  The pro's and con's on hospital only plans new!
  Anthem Blue Cross Application Center  page devoted to enrollment questions
  Ind Family HMO plans rates what happened to the HMO rates?
  How and when do rates change?  more info on the dreaded rate increase
  Typical online app issues  Where people get stuck with the health app


Each carrier has different rules and requirements for enrolling and approval.  If you have specific questions on your medical history or Group situation, please let us help you explain the various options available.  Especially for small, family businesses, there can be advantages for both Individual Family coverage and/or Small Business insurance.   There are many options available on the  insurance market and the best approach is to speak with a licensed professional about your particular situation.  With a few key questions, we can help you zero in on insurance choices that match your needs and save you a great deal of time and frustration.  Please let us help.
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There are three main categories of coverage in California

Individual and Family health insurance

Small Group with 2-50 employees

Medicare supplements

Each is different in plan options, qualifying, and enrollment.  We would be happy to walk through your situation since there are pro's and con's to each type of California health insurance plan. 

 
We work to give each applicant priority processing in order to work towards the desired effective date.  Please click on the Instant Quote link above to get your comprehensive quote and apply online.
  
Blue Shield of California has proven to be a very progressive and competitive carrier in the State.  You will be able to quote Blue Shield of California's plans across Individual/Family, Small Group, and Medicare Supplements.
  

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