student health insurance

Straight-up Affordable Health Insurance Plans Designed to Cover Your A-Z

It's all about you.
You're young, You're healthy. You're in shape. But hey, life is unpredictable. All it takes is is one slip, one fall, one biff, and the financial pain can outweigh the physical. Whether you're laid out on the snow, sand or grass, you're going to wish Tonik Health was there.

Tonik offers three straight-up affordable health insurance plans to cover your A-Z. Tonik can help protect you from just about anything - even yourself.

And, although Tonik is young and fun, they are not a start-up by any means. Tonik plans are offered by BC Life & Health Insurance Company and backed by the stellar reputation of Blue Cross of California. Blue Cross of California has been covering A-Zs all across California for over 65 years.

It won't take long.
Tonik covers you everyday, preventive stuff (like checkups) and the more dramatic encounters. You can sign up online in mere minutes, depending on how fast you can type.

Tonik plans include coverage for:

Seeing a doctor
Getting generic prescription drugs
Going to the emergency room
Having surgery
Seeing a dentist
Getting eye exams, glasses or contacts ... and a whole lot more

These rates are painless You'll find Tonik plans to be affordable. If you're 19-29 years old, rates can be $64 -$123 per month, depending on the plan you pick, where you live, your age and your medical history. rates are subject to change. 3 simple plans 1 just your flavor. Here are just some of the Tonik in-network benefits and what you'll pay:
	Thrill Seeker (T775)	Part-time Daredevil (T774)	Calculated Risk Taker (T773)
Doctor Visit Copay	$20 (4 visits/year)	$30 (4 visits/year)	$40 (unlimited visits)
Annual Deductible	$5,000	$3,000	$1,500
Out-of-Pocket Maximum	$5,000	$3,000	$1,500
Prescription Drugs (generic only)	$10	$10	$10
Emergency Room Care	$100	$100	$100
Impatient Hospital	$0 after the deductible is met	$0 after the deductible is met	$0 after the deductible is met

Dental Benefits
Annual Deductible Cleanings, Exams & X-rays Fillings	$25 $ 0 20%	$25 $ 0 20%	$25 $ 0 20%
The Tonik plans do not include maternity benefits.

Definitions for the Insurance-Impaired (all of us)

Annual Deductible ...
This is the amount you'll have to pay before Tonik starts paying. Of course, the deductible is waived in certain cases, such as doctors visits

Copay
This is what you pay when you see the doctor, go to the emergency room or get generic prescription drugs.

In-Network
You save money when you go to doctors and hospitals in the Blue Cross PPO network. Don't worry, their network is huge.

So Get Amped and Apply!