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California health options  -  secular or non-religious health sharing plans?

are there non-religious or secular health care sharing plans?

Is there a secular or non-religious health sharing plan?

 

Close.

In fact, our favorite health sharing company is the closest.

 

Aliera health has the most relaxed requirements of any of the six health sharing companies.

 

More importantly, it's stronger than the other six in the ways that really matter.

 

Let's take a look at the following:

 

Let's get started!

 

You can always run your Alieracare quote and check the enrollment guidelines:

 

Quote aliera care rates


Quick overview of non-religious and religious health sharing companies

 

There are six companies that have been designated as health sharing ministries:

 

  • Christian Health Ministries
  • Samaritan Ministries
  • Liberty HealthShares
  • Aliera
  • Medi-Share
  • Altrua HealthShare

 

Of the six, Alieracare is the most flexible and closest to secular health sharing.

 

You can get a detail comparison of the health share plans here.

 

It's the closest to non-religious both in terms of the statements required and who they offer the coverage to.

 

Keep in mind that in order to get the exemptions of a health sharing company, there has to be some degree of religiosity.

It's literally based on a religious exemption!

 

This allows the company to avoid the tax penalty and be exempt from requirements of the ACA law.

 

This exemption is what translates into much lower rates to the members.

 

Alieracare meets these requirements with least amount of strict requirements to the member.

 

Where some of the health sharing companies are specific to certain faiths, Alieracare is not.

 

It's open to any faith or belief really.

 

In fact, it doesn't require enrollees to specify a faith or pledge to a given faith.

 

Though not secular, essentially it functions the same to the member.

How do they determine eligibility?

 

It requires a 5 part statement of beliefs to enroll.

 

That's it!

Let's look at it.


The Alieracare Statement of Beliefs.

 

Here it is.

 

Members must agree to the following Unity HealthShare Statement of Beliefs to qualify:

  1. We believe that our personal rights and liberties originate from God and are bestowed on us by God.
  2. We believe every individual has a fundamental religious right to worship God in his or her own way.
  3. We believe it is our moral and ethical obligation to assist our fellow man when they are in need, according to our available resources and opportunity.
  4. We believe it is our spiritual duty to God and our ethical duty to others to maintain a healthy lifestyle and avoid foods, behaviors, or habits that produce sickness or disease to ourselves or others.
  5. We believe it is our fundamental right of conscience to direct our own healthcare, in consultation with physicians, family, or other valued advisors.


That's it.

 

On the application, you accept this statement and you can enroll.

 

Some of other health sharing companies are very strict.

 

One will even call your church to verify you are a member.

 

They also can cancel coverage if their specific lifestyle tenants are broken.

We don't like this.

 

Regardless of faith, it's a bad precedent to be able to cancel coverage for extraneous reasons.

 

It goes against the concept of protecting from health care expenses.


Who can enroll in Alieracare

 

It's pretty open and inclusive.

 

  • As long as you can accept the Statement of Beliefs above, we should be fine.
  • Aliera care doesn't scrutinize your religious or lifestyle histories.
  • They don't check with a church or spy on your habits at home.

 

Again, it's the most flexible and open-minded qualification for the health sharing companies.

 

  • They are open to unmarried couples.
  • They are open to same sex couples.
  • You'll notice that family types is not part of the Statement of Beliefs.

Unless it explicitly violates the statement of beliefs above, you should be fine.

 

Aliera care also does not decline people due to health.

 

This is a huge difference with some of the other health sharing companies.

 

We're happy to walk through any questions and you can check the eligibility through the application here:



Can different faiths enroll in Alieracare?

 

Yes!

As should be!

 

This is one reason we really like Alieracare for the health sharing plans.

 

It's un-American to exclude people because they have a different belief system.

 

Whether Christian, Jewish, Muslim, or non-denominational, there's just a statement of belief that's required with Aliera care health plans.

 

This is the most flexible eligibility on the market.


Can domestic partners enroll in Aliera care health sharing plans?

 

Yes.

It's not precluded in the Statement of Beliefs above.

 

We're fine.


Can same sex partners enroll in Aliera care?

 

Yes.

It's not precluded in the Statement of Beliefs.

 

Same sex partners can enroll.


Review of Alieracare for closest thing to non-religious health sharing plans

 

So, Alieracare is the most flexible of the health sharing plans when it comes to religiosity.

They just have their Statement of Beliefs.

 

As long as you accept that Statement, we're good to enroll.

 

It is not tied a specific religious belief or denomination.

It basically states that a person can practice their belief in their own way.

 

I think we can all agree to that!

 

Make sure to read our Aliera Care review for more information on how it works, who it works best for, and important understanding of the trade-offs versus traditional insurance.

We have an entire article on Obamacare health insurance versus health sharing

 

Aliera care (health sharing) is NOT insurance.

 

Find out more in article above.

 

You can run your 2018 Alieracare health sharing Quote here to view rates and plans

 

Again, there is absolutely no cost to you for our services.  Call 800-320-6269 Today!

 


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