California Medicare Options - Is Alignment health a Good
Advantage Plan?
We get this question almost daily. Alignment has been making waves among absolute giants in the senior market:
It is catching the attention of people who are more familiar with the big carriers like Humana and the Blues.
We'll explain why below but first our credentials:
Let's get into why Alignment health has been so popular and growing at roughly 40% over the last year.
Let's get started!
There are two ways to look at this. First, we always rest squarely on the Star Ratings!
The Star Rating is Medicare's way to allow existing members to review their health plan and it adjusts each year so reviews don't get stale (unlike your local restaurant!!)
We have a whole review on California Advantage plan Star Ratings but one of Alignment's major coup has been their results.
In most areas, you'll find that the big carriers actually have lower ratings than they do and � a star can make a big deal!
When you run your Alignment quote below, you'll see the Star Rating by each plan to compare.
Then, there's our daily interaction with all the carriers.
Alignment has just been so easy to deal with compared to the bigger carriers and as a broker, we don't usually get the full treatment from carriers since we don't have a "Star Rating" review to give.
Alignment just makes everything...easier. Very impressive and that's our 2 cents with daily interaction from their enrollment, processing, and membership side.
Ultimately though, rest on the Star Rating. That's a fantastic tool for seniors.
What about the plans?
Advantage plans are definitely regional so we have to compare accordingly.
Let's look at Los Angeles since it's one of the biggest markets for Advantage plans.
We'll hit the highlights from our review of the Alignment's most popular plans:
First, the Platinum+ has the lowest out of pocket max (learn why the max is so important) on the market!
It also adds in grocery delivery if you have a chronic illness. Very popular.
MyChoice is their standard, lead-in plan with a max at roughly half the low end in LA (around $800).
The SmartChoice is their Cash Back Rebate plan. This can mean up to almost $2K back to you to cover Part B premiums!
So...what about your situation?
We make this easy, free, and secure. Run your quote here:
No hassles from us but if you have questions, we're at help@calhealth.net or by chat.
A few notes to get the best Alignment quote for your situation:
That's it! If you find a plan you like, just "Add to Cart" and enroll!
We give you all the power but we're happy to help with any questions.
Many California seniors are finding that Alignment is indeed a good advantage plan. More so every year!