Pick Your Center:
General information and guidance
for California health insurance
Individual and Family
health insurance Center
Small Group (2-50 Employees)
health insurance Center
Medicare Supplement
insurance Center
Health Savings Account Center
Important Site Pages (Quotes,
Applications, Doctor Search)
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General Health Insurance Information
and Guides (listed by popularity)
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Introduction to California health insurance in 5 easy pieces
California health plans
simplified. The three main components
Major California health
carrier Comparisons. Who's the best?
Am I Insurable?
Understand how the carriers look at your health history
Pre-Existing health issues? How do they affect your
eligibility
Catastrophic health insurance. Cover the bill bill and
keep costs down
The California health broker or agent. What is our role?
Cobra coverage. What are your options and how does Cobra
work
Back to the Basics...in depth information on
DEDUCTIBLE
Back to the Basics...in depth information on
COPAYS
Back to the Basics...in depth information on
CO-INSURANCE
Back to the Basics...in depth information on
MAX-OUT-OF-POCKET
Back to the Basics...in depth information on
TWO MEMBER MAX
Back to the Basics...in depth information on
LIFETIME MAXIMUM
HMO versus PPO. The first question to answer when choosing
a plan
Brand Name Prescriptions do you need
coverage in your health plan?
The Concept of Insurance.
How does it really work
Mental health and California
insurance. Now part of the plan
Mental health Parity.
California law equalizing coverage for Mental health benefits
Out of Network. Understand how the
networks affect your out of pocket
How to use your health plan. Tips
to help you get the most out of your plan
Prescriptions and California health coverage.
An increasingly important benefit
Office Copay basics. Intro to how
office copays work
Pregnancy and Maternity benefits in California Simple
delivery can run $10,000
Health insurance rates
What determines
your rates
California Consumer Guide.
information on understanding your health
care options
Preventative coverage for health plans. The much needed,
new addition to plans
Self Employed health insurance. Find out the best approach
for the self-employed
California help for the Uninsured. AIM, MRMIP, Healthy
Families, and other options
Negotiated PPO rates
How do negotiated rates work with PPO health
plans
Affordable health
insurance and how do you find it
Chiropractic coverage
More information on the critical piece of
alternative health care
Acupuncture benefits
Find out how it works with health plans in
our State
California health insurance plan
Quick tips to help you find the right plan
Rate Guarantees. Lock in old rates
for a period of time
Short Term options. Just need coverage for a temporary
period?
Travel Medical insurance. Coverage for leaving the country
College Plans. How does the
college plan compare with your coverage?
Privacy Information. Find out how we protect your valuable
information
California health market news. Get the latest including
carrier updates
How to choose California health insurance. What to look
for and avoid
Alternative care and your health
plans. Not so alternative any more
High risk pools for people without coverage. The safety
net in California
Resource list for agencies and websites for health insurance
information
Medi-Cal coverage. Low or
no-cost option for Californians
Rate Increases. Understand how
they work and why
California health insurance rights. Know how you are
empowered
Avoid bad health insurance plans
Know what to look forward
California Guide. State provided
guide explaining health insurance in our
State
Choosing a Blue Cross health insurance plan Important
tips from Blue Cross
Complaints and your California health plan. The State
provides options
High Deductible Plan. What are the
benefits to high deductible plans
Student health insurance. Specific needs and matching plan
options
Major carrier listings
Who are the main health carriers in
California
Stats on major health carriers in California
Understand what contributes to a health plan's cost What
is driving the costs
HIPAA coverage. The back-up option that's helping those
exhausting Cobra
California health terms. The basic terms to help you
understand your options
Blue Card program. PPO members can
take advantage of a nearly Nationwide
network
Urgent Care and your plan. How is emergency treated with
health plans
California agencies. State resources to address your
health plan questions
Know your rights. What are your
rights in California concerning health
coverage
Doctors and your HMO plan. How does access work?
Dental networks. The three dental
networks and models
PPO and POS plans. The direction of health insurance in
California
California health care tips. Helps you get the most out of
your plan
Healthcare definitions. Basic explanation of important
terms
Continuation of Coverage. Understand your options when
losing coverage
Claims Processing. Find out how
claims processing works
Health Insurance. First understand how it works
Dependent Children. How does
coverage for dependent children work?
Term
Life insurance. Does it make sense
to buy through your health carrier?
Insurance in other States. Find out information for other
State health plans
California health care legislations.
How it affects your coverage and costs
Making the Right Decision.
Important tips for choosing a carrier and plan
Blue Cross of California Center
Wellpoint
flagship carrier
Blue Shield of California Center
Non-profit,
strong PPO carrier
Health Net of California Center
HMO-strong
carrier
Pacificare of California Center
HMO-strong
carrier
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Individual and Family
Health Insurance Center
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Individual health insurance between States
How coverage works between States
Online Applications The advantages of
the online application for individual
enrollment
Individual health billing options What
are your billing options with Individual
family coverage
Individual versus Cobra How to compare
your Cobra option with individual coverage
Rate tiers How your health can affect
the rates for individual and family health
plans
Split Policy on individual plan When
does it make sense to split family members
onto different plans
What if I am declined
coverage?
Options for applicants declined individual
health insurance
Health Underwriter
How the underwriter affects the enrollment
process
Individual
Dental insurance
Dental introduction for individuals and
families in California
Medical Records
how does the medical record request process
work for individual underwriting
Tonik
Simplified Issue application
How is the Tonik
application different from other plans
Application Health History Questionnaire
Completing the individual
application health history questionnaire
Individual Vision insurance
How does vision coverage work in California
for Individuals?
Delays and your Individual health
application What
can slow down the process?
Individual health insurance enrollment
How does the application and enrollment
process work
Canceling Individual plan if offered group
Important items to consider when considering
group coverage
Maternity and individual health plans
What to consider with maternity and
individual health insurance
Understand your Individual Family health
quote find out how to read your
personalized quote
Questions to ask when choosing an
individual health insurance plan
Full time student and insurance Options
for over-age dependents
Top 20 questions for Individual
health Enrollment and Choosing a
plan
Guide to individual and family
health insurance
General introduction to how Individual and Family coverage works
Will my rates change if I get sick?
Find out how your claims affect rates
Individual Underwriting. How the carrier looks at your
health
Individual and Family health insurance page
calhealth.net page for individual family
coverage
Smart Sense PPO plan Blue Cross' new
plans offers choice of deductible and
prescription coverage
Basic 1000 and 2500 PPO Plan Blue Cross'
low cost hospital plan for catastrophic
coverage
Right Plan $40 PPO Plan Blue Cross' no
deductible PPO plan with three prescription
options
PPO 3500 Deductible Blue Cross
affordable plan combines high deductible and
RX coverage |
Small Group (2-50
Employees) Health Insurance Center
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Out of State Employees
How do Group health plans handle Out of
State Employees
Part Time Employees
How are part time employees handled
Dual Coverage
Dual coverage under two company insurance
plans
Group Dental
Introduction to Group dental insurance in
California
Kaiser Small Group
Group health insurance options from Kaiser
of California
Vision Insurance
Vision coverage for your California group
benefits
California company size
How company size affects your Group health
insurance options
Group insurance eligibility
Three main requirements for groups to
qualify
How to Choose Group Plan
Important tips to consider when choosing
group coverage
New Company enrollment
What issues arise when new Companies need
health benefits
Part Time Employees
Group health insurance eligibility for
Blue Cross of California Group Underwriting
What are the rules for Blue Cross group
eligibility?
Premium Only Plan or POP
Let employees pay premium with
pre-tax money
1099 Contract workers
How Group health plans work with 1099
contract workers
Guaranteed Issue
What does Guaranteed Issue mean for your
Small Group health plan?
Annual Renewal
How
does the annual renewal affect your group
health plan
Blue Cross EmployeeElect
large
group flexibility for your Small Group
health benefits
Family Business health insurance What
plan works best for the "Mom and Pop"
business
Shopping for group health
What to consider when shopping for group
health plans
Value of Dental and Vision plans
Why employees like their dental and vision
benefits
Benefits Small Group
health plan from Blue Cross
Low
cost plan suite from Blue Cross
California group
health insurance
General introduction to Small Group
Why offer Small Group California health
benefits
Benefits are an important step for your
company
Group
health insurance
Guide to how Small Group works
California Small Group
RAF
or Risk Adjustment Factor
How it affects your rates
Guide to Understanding group health
coverage
Why purchase a health plan for your California company
Important
considerations
California Employer Application
A
quick walk-through the employer app
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Medicare Supplement
Health Insurance Center
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Medicare
Supplement insurance page
on calhealth.net
Medigap Comparison
Understand the differences between the plans
Best
Medicare Supplement value
Why the F plan is hard to beat
Canadian Pharmacy
Lower cost medication option
Blue Cross Senior Smart Choice
Low cost, high deductible F plan |
Health
Savings Account HSA
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Instant Quote Health Savings Account
How HSA's works
simple breakdown on how the two components
work together
Health Savings Account
detail on mechanics of HSA's
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Important Site Pages
(Quotes, Applications, Doctor Search)
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Quote:
Individual and Family health
Small
Group health
Medicare
Supplement health
Application and Enrollment
Download forms and access online
applications
Doctor Search
Online directory for all major carriers
About Us
Find out more about our company and 13 years
of experience
Contact Us
Email or Call us with your questions.
We know our health insurance!
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CALIFORNIA
HEALTH CENTER